SMS Terms & Conditions
The terms of the Ocean States Public Adjusters text messaging program.
Effective date: October 31, 2026
SMS Terms of Service. By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Ocean States Public Adjusters. This includes SMS messages for marketing. Message frequency varies. Message and data rates may apply. See privacy policy at https://www.oceanstates.net/privacy. Message HELP for help. Reply STOP to any message to opt out.
- Messaging frequency may vary.
- Message and data rates may apply.
- To opt out at any time, text STOP.
- For assistance, text HELP or visit our website at https://www.oceanstates.net.
- Visit https://www.oceanstates.net/privacy for privacy policy and https://www.oceanstates.net/sms-terms for Terms of Service.
The program
Ocean States Public Adjusters ("Ocean States," "we," "us") operates an SMS/text messaging program for people who opt in on our website or otherwise give us express written consent. Program messages include recurring automated marketing and informational texts about your property insurance claim, appointment and consultation scheduling and the claim services Ocean States offers for residential, commercial and church property — such as appointment reminders, claim status updates, requests for documents, program updates and follow-ups about your inquiry.
You join the program only by giving express consent — for example, by checking the SMS consent box on a form on our website. Providing your phone number alone does not enroll you in text messages, and consent is not a condition of purchasing any goods or services.
Message frequency
Message frequency varies depending on program activity and your interactions with us.
Cost and carrier charges
Ocean States does not charge you for text messages, but message and data rates may apply from your mobile carrier based on your phone plan. You are responsible for any charges billed by your carrier. Carriers are not liable for delayed or undelivered messages.
How to opt out
Reply STOP to any message from us to cancel at any time. After you text STOP, you will receive one final message confirming you have been unsubscribed, and no further messages will be sent unless you opt back in.
How to get help
For assistance, text HELP to any message or visit our website at https://www.oceanstates.net. You can also contact our support team:
- Phone: 844-975-2100
- Email: claims@oceanstates.net
Privacy
SMS consent is not shared with third parties. No mobile information or text message consent will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with the aggregators and providers that support our messaging platform is permitted only to deliver the messages you have asked to receive. For full details on how we collect, use and protect your information, see our Privacy Policy at https://www.oceanstates.net/privacy.
Changes and interruptions
We may update these SMS terms from time to time; the current version will always be posted on this page. We may suspend or end the program, in whole or part, at any time. Messaging is provided on an "as is" basis and may be delayed or affected by carrier networks and other factors outside our control.